A MORTGAGE SUCCESS STORY
Vivian and Leo Gruletti* spent six months shopping for their dream home. Finally, after intense negotiation between themselves and the sellers, they arrived at a fair price. Vivian took the day off from work to go down to the bank to fill out the Staten Island Mortgage application. She was surprised to learn that the bank officer, a New York Mortgage Broker, expected her to fill it out on her own and return it to the branch during 'normal' business hours. After staying up late that night she came late to work the next day so she could drop offg the application at the bank.
Two and a half weeks later Leo was going through the mail and, recognizing the banks' logo on the letterhead, he excitedly ripped open the envelope.
"Dear Sir, Please provide the following information to allow us to process your loan...." Three weeks later...."We regret to inform you that we are unable to grant you a New York Mortgage commitment at this time. If, however, you would be interested in our Holiday club....." Needless to say the Gruletti's were devastated. Possibly the least important thing to keep in mind when you're ready to shop for the home of your dreams should be the details pertaining to your mortgage. The well-prepared home-shopper is one who is armed with, not just a letter of pre-qualification, but also an actual mortgage commitment.
While most Brokers and Lenders in the mortgage industry are hesitant to provide this very important document, or even take the time to sit and discuss just what needs to be done to help a potential borrower obtain his mortgage, the Successful Staten Island New York Brokers at Gefen Financial Corp are a pleasant exception to this rule. After their fiasco with the 'ABC' Bank, Vivian and Leo gave Gefen Financial Corp. a call. A Staten Island New York Mortgage Broker provided personal attention to every detail of the loan process. This included listening to his clients needs, desires, and fears. When asked to describe how he puts his philosophy into practice the Loan Officer responded- "I believe that helping my client shop smart is the best thing I can do for them. Whether that means showing them how to straighten out a credit issue, be successful in applying for a Home Equity Loan, a Staten Island Mortgage, a New York Mortgage or how to properly budget for a house six months from now- that's all part of the service." Furthermore," he continued , "getting a ,bonafided mortgage commitment in hand benefits everybody--from the buyer to the seller and everybody in-between!!" Gefen Financial provided secure competitive financing at a speed that would have left others gasping for breath. He was involved with the Gruletti's, and will personally be involved with all of his clients, from the very first phone call to well after the closing.
"What sets us apart from all the rest is our ability to set our sights on what is best for our clients- not what's best for our bottom line; when they are happy- we're happy--and then everybody wins"
Gefen Financial Loan Officers can be reached at 718-983-9272, 914-MORTGAGE or toll free at 1-800-LOAN-095 or email us @ info@gefenfinancial.com
*names have been changed.
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